Pier Insite to the Philippines

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Check out First Giving
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Wouldn't you rather give a gift that last for a LIFE TIME rather than a gift of life that last ONLY one time?
 
         You can now do just that with our ...
 
                         MICRO-BUSINESS LOAN ASSISTANCE PROGRAM!
 
How does it work?
                                
1.   You donate a loan of $250.00 or more to a small start up business.
2.   We find a qualified business owner or business school graduate. All participants will be carefully screened to determine their motivation and business aptitude. You will then recieve a list of available participants to choose from.
3.   We train each participant with our special business scheduling and accounting techniques.All of our taining programs are geared to motivate the individual for maximum performance.
4.   You receive your loan money back in payments over the course of 1 - 5 years depending on the loan amount
5.   You receive information about the business you are supporting with accounting details and projections. You will also be able to write your company with words of encouragement or suggestions on marketing etc.
6.   Once the business is well established you will be given
market sharing bonuses based on overall business profit.
 
 

Price: $ 250.00 Quantity:

CONSTRUCTION TRADES,PROFFESSIONAL PRACTICES AND GENERAL SALES

Price: $ 500.00 Quantity:

Larger specialty stores and restaraunts.
Price: $1000.00 Quantity:

For loans exceeding $1000.00 please send us an email to mpier@pierinsite.com with your contact information so we can better service your needs. There may be other bigger businesses such as internet cafe that will require larger funding.

INVESTMENTS THAT GIVE LIFE

Today’s investment world is turned upside down with tidal waves of shocking news about banks going bankrupt and housing markets collapsing everywhere. Many investors and speculators say that the worst is yet to come!

So how do you trust or find a good investment? Where can your money be safe from future distressed markets? One answer is to invest in micro business lending.

What is micro business lending? It is a practice of lending relatively small amounts to businesses in countries like the Philippines where many small businesses are a way of life. To someone in the US for example a loan of $500.00 would not amount to much but in some countries that would be enough to stock the shelves of a corner mini store.

Since jobs are hard to come by in these countries making a small business is often the best solution to survival. In fact a large majority of the people are very hard working industrious people that given half a chance will work very hard to make a living. Given a chance to start their own business they will faithfully work at it all hours of the day. Hard work is nothing new to them in fact they enjoy having the opportunity to work hard.

You may ask how does micro lending work? Let’s say for example that you invest $500.00 for the small mini store. They use your investment to stock their shelves. With good scheduling and accounting skills most of these stores can make a reasonable profit 20, 30 even 40% per month in some cases.

Ok so now your $500.00 is generating $100.00 to $200.00 dollars per month. In countries like what I’m talking about here $100.00 a month is a pretty good income so let’s say they were to make $150.00 per month and pay you back at a monthly rate of $50.00 per month plus interest so we will make it $50.00 per month for one year. That would be a return of $600.00 on a $500.00 investment. That’s 20% try to get that out of a one year CD!

Now to make things better the business will continue to pay you a profit share based on their profits each year and you still have your investment money to help another business get started! Can you see how your portfolio can begin to grow? Maybe after a couple years you could have several businesses sharing their profits with you on a regular basis.

Now granted you may be wondering what if the business should fail right? Well with a non-profit corporation like Pier Insite your investment loan is not only tax deductible but it is guaranteed to be paid back even if the business fails. Of course you won’t have the advantage of the profit sharing portion but you will at least get your money back.

One of the reasons they can offer this guarantee is that they screen participants very carefully and work with them to insure their success. With their business scheduling and accounting programs they can insure that each business will be prepared and motivated for success.